How to Build a Beginner Portfolio: Simple Steps to Start Investing Today

Want to start investing but don't know how to build a portfolio? Don’t worry. Here’s a simple starter guide you can use to create a balanced investment portfolio—even with just $100

Step 1: Choose Your Mix

Use the "Rule of 100":

100 - your age = % of your money in stocks/crypto
The rest = bonds
Example: If you’re 30, you might have 70% in stocks/crypto and 30% in bonds.

Step 2: Pick Your Assets

• Crypto (20%): Bitcoin, Ethereum

• Stocks (50%): S&P 500 ETF, tech stocks

• Bonds (30%): Government or corporate bonds

Step 3: Use a Platform That Supports All Three

Choose a platform where you can manage everything in one place—crypto, stocks, and bonds.

Step 4: Invest Regularly

Use dollar-cost averaging—invest the same amount every week or month. It reduces the impact of market ups and downs.

Step 5: Monitor and Rebalance

Every few months, check if your portfolio still aligns with your goals. Adjust as needed.

Conclusion:
Building a portfolio doesn’t have to be complicated. With the right mix and discipline, you can start growing your wealth today—even with a small amount.